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Showing posts with label Insurance. Show all posts
Showing posts with label Insurance. Show all posts

Tuesday, May 25, 2021

Coronavirus ??????

Coronavirus: All You Need to Know About Its Symptoms and Risk

Coronavirus: All You Need to Know About Its Symptoms and Risk
By Shalini M

There is a spread of a novel coronavirus which is wreaking havoc on the city of Wuhan located in the Hubei province of China. The outbreak of the virus began early in December of 2019 and has continued to spread. The people who were the first ones to become infected were all linked to the South China Seafood Wholesale Market which has been closed ever since.

Thousands of cases have been reported by the health officials in China. There are also cases that have been identified in other countries, mostly spread by the people traveling out of China, including Chinese people or the people returning from China to their respective countries. The virus can spread from one person to another through contact or even just being in the proximity of the infected person.

Over 20 countries have reported cases, including Singapore, Japan, Hong Kong, Thailand, Malaysia, South Korea, Taiwan, Germany, Vietnam, Australia, France, the United States, India, the UK, etc. and many other countries have set up screening centers for the people coming from China.

This is a large family of viruses that are collectively known as the coronavirus. Most of the known coronavirus symptoms only have simple effects on the people such as giving them a mild respiratory disease like the common cold, but there have been two such cases of the coronavirus that have shown massive effects on the infected which are Severe Acute Respiratory Syndrome (SARS) coronavirus and Middle East Respiratory Syndrome (MERS) coronavirus.

Symptoms:

Fever, coughing, and difficulty breathing are some of the signs and symptoms which have been observed in the people infected. Some of the patients have also reported having a sore throat. There's been some speculation about the severe disease-causing potential of the novel coronavirus although these claims are not supported with proper proof. People with chronic illnesses and aged patients might pose greater chances of having a severe disease as a result of this virus.

Risk

The people who are living or traveling around the area where the virus is prevalent are at a high risk of infection according to the WHO. Currently, the virus is only present in China and all of the non-residents of China who have been infected have traveled to China recently and have been in contact with the infected people who are from China.

So, according to WHO, the risk to the people who are not living in China is very low as long as you don't come into contact with one of the non-resident Chinese people who are infected. Also, the WHO states that simple disinfectants can easily dispose of the virus if it is present on a surface and also the survival time of the virus on any surface is pretty low.

Conclusion:

This article shares all of the symptoms to look out for if you think that you might be affected by the virus, but if you're a non-resident and have not been in contact with anyone traveling from China, you have no chance of catching the virus.

To know more about what coronavirus is, its symptoms, risk factors, how it spreads, prevention and treatment visit our site.

Article Source: https://EzineArticles.com/expert/Shalini_M/2609777
http://EzineArticles.com/?Coronavirus:-All-You-Need-to-Know-About-Its-Symptoms-and-Risk&id=10251941

Offshore Accident Lawyers

Admiralty Law Attorneys & Maritime Lawyers - Offshore Accident Lawyers

Admiralty Law Attorneys & Maritime Lawyers - Offshore Accident Lawyers
By Todd Going

Many wonder what admiralty and maritime laws deal with. The fact is, these laws were designed to deal with the way in which waterborne crafts interact with each other. Maritime laws are designed to settle disputes, encourage commerce and help injured seamen and sailors.

Maritime law in the United States is compiled by a list of statutes which cover all waterborne activities taking place in United States waters. In the past, maritime laws only covered specific incidents such as victims of maritime air disasters and specific areas such as inland water workers. Modern day maritime law now encompasses a much larger field of occupations, accidents and conditions.

There are currently many law firms that represent the sailors, longshoremen and seamen who have been injured while working offshore. The maritime and admiralty laws were designed by the United States government and have dozens of levels of federal, state and local rules that apply to different situations. Because of this, maritime litigation is often very comprehensive.

Some of the types of maritime accidents that can occur include accidents on barges, ferries, casino ships, cruise ships, shipping vessels, tankers and tugboats. There are literally thousands of types of these boats, but those are the major ones. In addition, there are many types of workers who are covered by these maritime and admiralty laws. Some of the jobs include seamen, engine utility men, deck engineers, harbor pilots, longshoremen, dock workers, fishermen, ferry workers and barge hands.

If you are a sailor, seamen or any other type of offshore worker, and have been involved in a maritime accident, then you have the right to take legal action. Please visit our website for an updated list of dedicated and experienced maritime lawyers. They will help you with your maritime lawsuit and guide you towards receiving the legal compensation you are entitled to.

For more information on maritime lawyers [http://www.resource4admiraltylaw.com] and admiralty laws [http://www.resource4admiraltylaw.com], please visit our website at [http://www.resource4admiraltylaw.com] This article may be freely reprinted as long as this resource box is included and all links stay intact as hyperlinks.

Article Source: https://EzineArticles.com/expert/Todd_Going/6678
http://EzineArticles.com/?Admiralty-Law-Attorneys-and-Maritime-Lawyers---Offshore-Accident-Lawyers&id=156930

Monday, May 24, 2021

About Cord Blood

The Facts About Cord Blood Banking

The Facts About Cord Blood Banking
By Brenna Smithy

Parents are often opting these days to save their newborn's umbilical blood for the possibility the baby or a close family member might need it to treat a disease. Statistics available so far indicate only a one in 2700 chance the baby will need the cord blood and a one in 1400 chance other near family members may need it. However, this blood can be used for non-family members and is being used to treat diseases and save lives. It is less likely the blood will be a match for non-family members but many matches are made successfully.

Cord blood banking is the process of obtaining and storing a newborns umbilical blood. The umbilical cord is the cord that attaches from the babies belly button to the placenta in the mother's womb during pregnancy. The umbilical cord is the channel for provision of nutrients and oxygen to the growing fetus. Until recently the umbilical cord and the placenta were considered medical waste and simply disposed of after birth.

Stem cells, researchers discovered, could cure many diseases such as leukemia and help others such as brain injury and Alzheimer's. Umbilical cord blood is full of these precious stem cells. Cerebral palsy has been successfully treated with stem cells. As research continues it is believed even more uses for stem cells such as spinal cord repair will be discovers. Stem cell research is at the cutting edge of medicine and the possibilities for new healing modalities for diseases using stem cells are enormous.

Harvesting umbilical blood is totally painless to both mother and child. If you wish to donate your child's cord blood or harvest for private or public use you need to let your doctor and the bank of your choice know by the 34th week of pregnancy. The cord bank will send professionals to collect the blood from the umbilical cord after it is cut and the placenta has been delivered.

Approximately 80ml or the equivalent of 3 ounces of blood is collected. The blood needs to be collected within 10 to fifteen minutes of birth which is why arrangements must be made ahead of time. The collection of this blood does not interfere with the birth in any way. Donating to a public bank is free of charge.

After collection the cord blood is tested for any diseases. If any such diseases are discovered the family will be notified. The blood is then processed and slowly frozen to -196 degrees. The blood can be stored indefinitely so long as the temp is maintained. Cord banks have multiple back up sources of power to avoid any loss of this precious resource.

If you can afford to harvest and store your newborns cord blood by all means does so. Banking can give you peace of mind for the future health of your child. If you cannot afford to harvest and store your newborns cord blood considers donating it. It cost you nothing and is painless but may save someone's life. The cord and its blood are simply discarded if it is not harvested and will help no one. Who knows, maybe someone else's donated cord blood will help you or a family member one day.

Cord blood banking can be done privately or publicly. Public banks take donations or blood from any child whose parent decides to give that gift. Some parents cannot afford the price to store their child's cord blood but nonetheless decide to donate it to a bank so that others can be helped.

Private cord banks have an initial set up cost of 1500-2500 dollars and a yearly fee to store the blood of 100-150 dollars. Some public banks will agree to keep a portion of the blood for family use if the rest is made available for general public use. Research which cord blood bank you wish to use carefully and when you have decided give your baby or perhaps someone else the precious gift of life.

For more information on cord banking check out my article at [http://www.chordbloodbanking.net/why-are-stem-cells-important/]

Article Source: https://EzineArticles.com/expert/Brenna_Smithy/924225
http://EzineArticles.com/?The-Facts-About-Cord-Blood-Banking&id=6546791

Umbilical Cord Blood Banking

Umbilical Cord Blood Banking - A Responsible Decision

Umbilical Cord Blood Banking - A Responsible Decision
By Mary Gibs

By the end of this article, you should have gained enough new knowledge on this subject to be able to explain its main points to another person.

Are you pregnant with a baby?

You grab every offered book on the question of pregnancy. You donate no gemstone unturned. You want to be well learned. Openly.

Jason and his partner were no different. They stilt they had it all roofed-that is awaiting a few weeks before the pitched court of freedom. That is when a code on television tainted their lives. The code dealt with cord blood caching. Just another device, stilt Jason firstly. However, after intensive inquiries, there was no denying that cord blood caching was a main development, remedially dialogue. In detail, so positive were Jason and his partner that they definite to gather cord blood during the birth of their baby. Little did they grasp what an important decision that was? That blood would avert their baby's life, many being down the line. Flex blood caching can be lifesavers for your family too.

From now until the now until the end of this article, take the time to think about how all of this information can help you.

What is flexing Blood saving?

Flex blood caching is a breakthrough in blood caching. It involves the collection and mass room of blood from the umbilical cord, which connects the baby to the mother in the womb. Discarding cord blood, along with the lasting umbilical cord and the placenta, was stock method. However, the discovery that cord blood is a plentiful trace of stem groups revolutionized remedial perception. Flex blood is now considered to have immense therapeutic amount. The best part is that these stem groups can be conveniently cool from the umbilical cord after birth, lacking hurting moreover the mother or the baby.

Flex Blood is an anodyne and ethical trace of stem groups

What makes cord blood stem groups so unusual? Stem groups have two sole capabilities. They can multiply to deliver more stem groups. A small number of stem groups can be nurtured to produce a substantial number. The stem groups can also transform into any mature adult group, potentially bountiful any flaw organ a moment ability at life. Stem groups are a priceless retrace. The umbilical cord on can be a plentiful trace of stem groups with diverse advantages.

- Stem groups can be certainly obtained from cord blood

- flex blood stem groups are a 100% reach for the patron, 50% reach for biological parents and 25% reach for blood allied siblings and grandparents.

- They are not tumorogenic

- Collecting umbilical cord blood does not hurt the patron in any way

Flex Blood saving is not emergent Stem group inquiries

Unfortunately, controversy surrounding budding stem group inquiries undermines the view of cord blood mass room and adult stem group inquiries. Distinct budding stem group inquiries where developing embryos are the trace for gathering stem groups, cord blood stem group inquiries only uses those stem groups discarded from the umbilical cord after the freedom of the baby. There is no debit of life, as moreover neither the mother nor the baby comes to hurt in any way. Flex blood stem groups are amply correct for therapeutic purposes.

Fairly aware views like cloning force younger stem groups. These stem groups are called budding stem groups and they must be damaged in order to pursue any inquiries. Flex blood stem groups are more mature and are called adult stem groups. They are not handy in controversial fields of stem group inquiries; hence donating cord blood does not violate any ethical standard.

Flex Blood saving: ability at Regeneration

The first umbilical cord blood transplant was done by Professor Blackman in 1989. Flex blood from a sibling was worn to avert a tolerant of François Anemia. Over the last two decades, umbilical cord blood has been worn to remedy more than 75 conditions plus cancers, bone essence collapses, low immune states, genetic disruption in metabolism, concern disease, stroke, many sclerosis and some autoimmune conditions.

The file is rising steadily.

distant from these uses, cord blood stem group inquiries has exposed talented outcome in concern disease, Parkinson's disease, Alzheimer's disease and even diabetes. Stem groups can reproduce abandoned pancreatic bandanna which can squirt insulin. We may be able to destroy diabetes with just a shot of compatible baby stem groups from cord blood. The possibilities are relating briskly.

Flex blood from a family limb is haughty to stem groups from bone essence transplants because it doubles abilities of triumph. With ones own cord blood, or blood from a family limb, eliminates the abilities of collapse of reedmen. An unfussy decision in pregnancy can present a game trace of stem groups with no doubts about incompatibility. Flex blood caching presents an ability to renew the stem groups of the unnatural organ.

Everyday Misviewions about flex Blood saving:

Still cord blood is a priceless retrace, these repayment are not well known. A fresh inquiry, available by the Canadian wellbeing Association, prominent that more than half the hopeful parents had meager facts or misviewions about cord blood caching. The most customary misviewion was that cord blood donation could hurt the baby. The inquiry also prominent that an unfussy explanation sufficed to sway them about the advantages of cord blood donation. Impressed with the proof offered, thirteen states have accepted laws to help educate pregnant mothers and sponsor shared cord caching. Flex blood donation and preservation can now be conceded out at no ultra rush. Close family limbs of the patron then have access to correct reaches if the require arises.

How do you donate cord blood?

Flex blood caching starts before the actual court of freedom of the baby. Once you catalog with a cord blood cache, they forward you a kit, containing all the crucial gear for collecting cord blood, along with instructions for the presence doctor, imparter or attention employees. After severing and clamping the umbilical cord in the medium, place partum collection and mass room of the lasting blood from the placental end of the cord, follows. An unusual container carries the cord blood to the cord blood cache. Here unusual separators withdraw the stem groups in the blood. Mass room is at very cold temperatures. The baby suffers no debit or hurt through this method, as there is no blood collection from that end.

Pick the Right flex Blood save

The most crucial decision is to take the right reserved cord blood cache. This is a long-phrase investment. Make reliable that the cord blood cache has the finances and a long-phrase commitment to the pitch. Verify the accreditation of the organization and unreliable that they have a hygienic footprint best. Ask whether they mass the blood themselves or rely on a third revel to sponsor them. Make reliable that the blood will be offered speedily, lacking interval, when you require it most. You can also donate cord blood to a shared cache, which then uses the donated blood for tolerant awaiting reedmen. However, still you have no retrieve over the donated blood; you will have access to a bigger assemble of stem groups. In reserved caches, your cord blood is massed exclusively for your use.

Umbilical cord blood caching was relatively nameless two decades ago. Now cord blood caching is on the head of present remedial inquiries and reedmen. Flex blood caching is an anodyne and ethical trace of stem groups. Preserving cord blood is an action towards protecting the wellbeing of your baby, your family and our citizens.

Seeing believes, but sometimes we can't all experience every subject in life. This article hopes to make up for that by providing you with a valuable resource of information on this topic.

Mary Gibs writes for [http://www.cordbloodmen.com] where you can find out more about Cord Blood and other topics [http://www.cordbloodmen.com]

Article Source: https://EzineArticles.com/expert/Mary_Gibs/133810
http://EzineArticles.com/?Umbilical-Cord-Blood-Banking---A-Responsible-Decision&id=777142

How Treatment ????

Cancer Treatment - Organ Specific Cancer Treatments

Cancer Treatment - Organ Specific Cancer Treatments
By Dr Priya Rajendran

Organ specific cancer treatments

Certain advanced cancer hospitals manage cancer in an organ specific way, and accordingly oncologists are reserved for treating cancers affecting specific organs only. Accordingly, oncologists have successfully treated breast cancer, head and neck cancer, gynecological cancer, orthopedic cancer, lung cancer, neuro cancer, and liver cancer.

Understanding each organ specific cancer and the treatment available for it

Breast Cancer

It is the commonest of cancers affecting women, and it is believed to be the cancer that has caused the most mortality among women next to lung cancer. The mortality has been the highest among women whose ages were between 45 and 55. Breast cancer is curable if it is diagnosed at an early stage, and if the necessary treatments are carried out immediately following its detection. Breast cancer is growth of breast cells in an uncontrolled manner.

Breast cancer diagnosis

Abnormal presence of a lump

This diagnosis can be carried out by the patient, and the doctor too looks for the presence of abnormally looking lumps through physical breast examinations. Other than a lump, the changes in the breast that doctors look forward to finding is skin dimpling, unusual changes in the size, and or shape of the breast, pulled in nipples as against it being pointed outward when normal, and discoloration of the breast's skin.

Mammography

Radiologists use mammograms to seek out abnormalities in the breasts. Mammograms are x-ray photographs of the breast that are usually taken by keeping the breasts in a compressed position.

Ultrasound imaging of breasts

Ultrasound imaging is used to examine the breasts, and this technique of using sound waves helps in distinguishing whether a lump that has been noticed in a breast is either a cyst filled with fluid, or a solid one.

Magnetic Resonance Imaging, or MRI

The MRI of a breast is taken using a strong magnetic field. MRI of the breast becomes necessary in certain situations to properly diagnose breast cancer.

Biopsy

The biopsy of the breast becomes necessary when the oncologist has a strong suspicion of cancer being present. A core needle biopsy is performed on the suspect area of the breast to either confirm the disease, or rule it out.

The benefit of early breast cancer detection

Detection of breast cancer can be made at an early stage through screening. Screening refers to the various tests and examinations that are carried out on the breasts of a person to detect the disease at the earliest, even before the actual symptoms of the disease starts to show. Usually breast cancers that can be felt and detected are cancers that have grown larger in size and that which in usual cases has spread to regions outside the breast. The treatment in such cases is very complex. Breast cancers can be treated successfully if it is detected very early, and before the actual cancer symptoms starts to show.

Breast cancer treatment

Breast cancer is treated either through local treatment or systemic treatment.

Local treatment of breast cancer involves removal, destruction, or controlling the growth of cancerous cells in the breast. Local treatment by surgery is also known by the names mastectomy, and it is also referred to as lumpectomy. This is a breast preserving therapy. The other local treatment is the use of radiation therapy. Radiation therapy involves use of a high energy radiation beam to destroy the cancer cells. Advanced equipment like LINAC helps in focusing the radiation beam on to the cancer cells, and minimizes, or avoids causing damage to the surrounding healthy cells.

Systemic treatment becomes necessary if the breast cancer has spread to other parts of the body. This treatment is therefore used to control and destroy cancer cells across the body. The various therapies that are used in this treatment include chemotherapy, hormone therapy, and biological therapy.

Chemotherapy involves the use of drugs to kill or control cancer cells. Hormone therapy involves use of certain drugs that inhibit production of certain hormones in the body, like estrogen, which can aid in the revival of cancerous breast cells that manage to remain in the body post the surgery of the breast. Biological therapy involves use of the body's immune system in fighting and destroying cancerous cells.

Thus cancer hospitals that offer breast cancer treatments are equipped with a robust team of breast surgeons, plastic surgeons, medical oncologists and other associated staff, they have with them advanced machinery for diagnosis and treatment, and they also have the facilities of advanced ICUs for apt patient management and recovery.

Lung cancer

Lung cancer is associated with uncontrolled growth of cells in either one, or both of the lungs. These cells do not develop into healthy lung tissue, but rather becomes abnormal cells which further continue to divide forming lumps of tissues which are identified as tumors.

Diagnosis

The symptom that is commonly associated with lung cancer is shortness of breath and presence of wheezing. Certain other symptoms like chest pain, fatigue, appetite loss, presence of blood in the sputum while coughing, persistent cough, unanticipated loss of weight, and coughing out blood, are also associated with lung cancer. Presence of these symptoms together with reports from many other procedures will be used by physicians in diagnosing the presence or absence of lung cancer. Imaging techniques like X-Rays of chest, bronchoscopy, MRI, CT, and PET scans, are also used to diagnose lung cancer. Further, the patient is also subject to a physical examination by the physician, and an analysis of the patient's sputum is also made. All these examinations and procedures will reveal the presence of lung cancer, and also the location of the tumor, and also information about the presence or absence of the disease anywhere else in the body.

Lung cancer treatment

There are many factors which influence lung cancer treatment, and the factors on which lung cancer treatment is dependent on includes, the type of the cancer, the stage or how far the cancer has spread, the age of the patient, his or her health status, and many other personal characteristics of the patient. There is no particular treatment for lung cancer, and patients often receive treatment which is a combination of palliative care and multiple therapies. The foremost of lung cancer treatment therapies include surgery, radiation therapy, and chemotherapy. The patient will also be exposed to therapies that have been recently developed which include gene therapy, hormone therapy, and also immunotherapy.

The treating team comprises of radiation oncologists, thoracic surgeons, medical oncologists, onco medical social workers, and so forth.

Orthopedic cancer

Orthopedic cancer involves musculoskeletal tumors that affect the pelvis, limbs, and spine. Orthopedic cancerous tumors that are usually seen in children and adolescents are Ewings sarcoma and Osteosarcoma. Cancerous tumors that are more common among adults are chondrosarcoma, metastasis, and multiple myeloma. These tumors are considered to be rare, and the exact cause that leads to their formation has remained a mystery till date.

Patients who are affected with these tumors have persistent pain in their back or limbs, and this pain will not subside with medications or rest. Paralysis and hand or foot weaknesses are symptoms patients with spine tumors usually present with.

Orthopedic cancer diagnosis

Clinical examination by a specialist and further investigations becomes necessary to diagnose orthopedic cancer; mere physical examinations of bone and soft tissue swellings will never reveal the presence of orthopedic cancerous tumor. The investigations that are usually carried out include X-Ray, MRI, PET, CT, and Bone scan. Biopsy is necessary to confirm the diagnosis.

Orthopedic cancer treatment

Tumors like Ewings sarcoma and Osteosarcoma needs a combination of treatment therapies which starts with chemotherapy, which is then followed by surgery, and eventually involves radiotherapy. Surgical treatments become necessary to treat benign tumors, and tumors like chondrosarcoma. The quality of life of patients suffering from bone metastasis can be considerably improved by subjecting them to palliative surgeries. Procedures are customized in accordance with patients when limbs or arms need to be saved from amputation. Cancer hospitals make the necessary provisions for prosthetic substitutions when amputation surgeries become necessary.

There are no known methods to prevent the occurrence of musculoskeletal tumors, and these tumors are considerably rare. Since prevention is ruled out, early detection alone can lead to proper treatment. Further, advancements in technology in the recent times has brought forward the possibility of liberating patients from definite limb or arm amputations when they are affected with bone cancers. But, amputation can be avoided only when the cancer is detected at an early stage. Numerous patients have been treated and were rehabilitated, and they are now in a position to lead a normal life; these patients have benefited from the advancements made in technology, which has made complex surgeries simpler.

Cancer hospitals use advanced technologies for soft tissue sarcoma tumor excisions including Brachytherapy, and also use of LINAC for external radiation therapy.

The orthopedic cancer treatment team of cancer hospitals comprises of medical oncologists, radiation oncologists, physiotherapists, and so forth.

Patients seeking treatment for musculoskeletal tumors can also benefit from numerous services including, limb salvaging surgery while being treated for malignant tumors, benign bone tumor management, pelvic and spine tumor surgery, treatment for skin malignancy, soft tissue sarcoma treatment, and so forth.

Head and Neck Cancer

Head and Neck Cancer are cancers affecting the Upper Aero Digestive Tract, or UADT, cancers that affect the region between the collar-bone and the brain, and cancers that originate at glands like thyroid and parotid.

Diagnosis

A good physical examination under the hands of a competent oncologist will reveal the presence of head and neck cancer. Biopsy of the affected region will give an accurate confirmation. Lumps are explored by means of a Fine Needle Aspiration Cytology, or FNAC.

Head and Neck cancer treatment

The head and neck area is associated with the personality of a person. Further, the various important functional areas, which also involve a person's senses like sight, smell, auditory, taste, speech, and swallowing, are present in this region. Hence, the treatment of cancers affecting the head and neck area needs to be a balanced one, the treatment should not compromise the aesthetics, or the functions of the sensory organs, but concurrently the treatment should be effective in containing the cancer. Thus, the most advanced of head and neck cancer treatments that are carried out is aimed at preserving the functions of the sensory organs and simultaneously controlling cancer in an effective way. Either surgery or radiation therapy is sufficient during the early stages of the onset of head and neck cancer. But, surgery combined with radiation therapy becomes necessary during the advanced stages of head and neck cancer. Chemotherapy too is used along with radiotherapy to enhance the potentiality of radiotherapy.

Further, head and neck cancer treatments also benefits from the advancements made in the domain of reconstructive surgery. These advancements has made it possible to preserve the functionality of vital sensory organs, and thereby improving the quality of life of the affected individual. Some of the surgery advancements that have aided head and neck cancer treatments include micro vascular tissue transfer, functional neck surgery, jaw preserving surgery, and so forth. Further, advanced machinery for external radiotherapy like LINACs has made it possible to deliver high intensity radiations in a precise way to tumors that are deep-seated, and also sparing vital anatomy in the vicinity of the tumor. LINACs have greatly reduced the treatment duration too.

The additional conservative services that a patient can also benefit from while being treated for head and neck cancer includes head and neck surgery, cosmetic and reconstructive surgery, preservation of voice, restoration of speech, micro-vascular regeneration, speech rehabilitation, faciomaxillary surgery, prosthodontic treatments, and so forth.

Liver Cancer

All cancers and tumors affecting the liver have come to be known as liver cancer, and this includes primary liver tumors, and secondary liver tumors also. Primary liver tumors are liver tumors that emanate within the liver, and secondary liver tumors are tumors that have spread to the liver from other cancer affected sites of the body.

Liver cancer diagnosis

Imaging techniques including ultrasound, PET, and, or CT scan is required. Biopsy will or will not be required to establish liver cancer.

Liver cancer treatment

When liver cancer is detected in the early stage, it is usually treated by surgically removing the tumor, or destroying the tumor cells using targeted chemotherapy, which is also known as TACE, or by liver transplantation. There are numerous other factors which also determines the treatment that needs to be undertaken including the condition of the liver, the size of the liver, location, tumor count, the age of the affected person, and the person's overall health. Further, the risks and the benefits associated with a particular mode of treatment is also dependent on the extension the tumor has achieved, the condition of the liver, and also the health condition of the affected person. In the usual cases, a treatment plan is tailor-made in accordance with the condition of the person being treated.

Patients undergoing liver cancer treatment at advanced cancer hospitals have the benefit of receiving chemotherapy, surgery, and radiotherapy under one roof. Further, these cancer hospitals have liver transplantation programs, and in accordance with these programs certain patients affected with liver cancer have the benefit of undergoing a liver transplant at the hospital they are being treated.

The cancer hospitals treating liver cancer have doctors in their team from various disciplines including hepatobiliary surgery, radiology, oncology, hepatology, pathology, and so forth. The entire team is well-trained and experienced in liver cancer management, and they work in unison at solving complex liver cancer problems.

Gynecological Cancer

Cancers affecting the female reproductive organs have been grouped under gynecological cancer. The cancers included under gynecological cancer include cervical cancer, vaginal cancer, ovarian cancer, vulvar cancer, and uterian cancer.

Gynecological cancer diagnosis

The symptoms that are usually associated with gynecological cancer includes vaginal bleeding that is not normal, swelling or bloating that is persistent in the abdominal region, gain in weight or loss that is questionable, persistent diarrhea, or constipation. Gynecological cancer is diagnosed only after thorough gynecological and clinical examinations. Imaging techniques like ultrasound, CT, and PET/CT scans are also used for accurate diagnosis. Biopsy may or may not be used in the diagnosis procedure.

Gynecological cancer treatment

The treatment is based on the extent of the spread of the cancer, and also on the type of cancer present. The treatment is usually a combination of surgery, chemotherapy, and may or may not use radiotherapy. Surgery involves excision of cancerous cells from the affected area. Chemotherapy is the use of drugs to stop, or control the growth of cancer cells in the affected area. The drugs are administered into the body either in the form of pills, or through Intra Venous, or IV injections. Radiotherapy involves the use of high energy radiation beams to kill the cancer cells, or preventing them from spreading further.

Gynecological cancer treatment which spares fertility have been successfully carried out. Ovarian choriocarcinoma which was in stage IV has been successfully treated by sparing fertility using a combination of surgery and chemotherapy.

The services and treatments patients can expect for Gynecological cancer from cancer hospitals includes

� Diagnostic services like hysteroscopy, biopsy, laproscopy, colposcopy, and so forth,

� Ultra-radical and radical surgeries like Wertheim's hysterectomy, radical vagino-abdominal surgery, and Japanese radical surgery for cancer at stage II B, are carried out to treat uterine cervix cancer. Para-aortic and pelvic lymphadenectomy are also carried out as part of the procedure.

� Intraperitoneal chemotherapy,

� Cytoreductive surgery for ovarian tumor management is done, and this also involves hysterectomy, omentectomy, lymphadenectomy, and diaphragmatic stripping. Intraperitoneal chemotherapy is offered to patients requiring chemotherapy, and this has a good survival rate.

� Typel hysterecotmy is used in treating endometrial cancer. Pelvic and para-aortic lymphadenectomy is also used. Progesterone therapy in high doses in undertaken to treat certain cases when fertility sparing becomes necessary.

� Radical vulvectomy, partial vaginectomy, and also partial urethrectomy with dissection of groin node is carried out in the treatment of vulval cancer.

� Surgical treatments are done to treat vaginal cancer and also fallopian tube cancers.

� Chemotherapy and hysterectomy is used in treatment of choriocarcinoma. Fertility sparing tumor excisions are also carried out in certain cases.

� Neo-vagina creation, urethral stricture treatment, vaginal dryness treatment, and so forth

� Adjuvant radiotherapy, and chemotherapy too is provided on a patient basis, as need be.

Neuro Cancer

Tumors affecting the brain, spinal cord, and the peripheral nerves are treated as Neuro cancers. Abnormal growth of cells in the brain leads to brain tumor. Likewise, abnormal cell growth in the spinal cord, and peripheral nerves leads to spinal cord tumors and peripheral nerve tumors, respectively.

Symptoms

Blurred vision, neurological defects, vomiting, persistent headaches, seizures, and so forth, are symptoms associated with brain tumors.

Back pain, disturbances in the bowels and bladder, pain in the limbs and arms, weakness associated with limbs and arms, and so forth are some of the symptoms associated with spinal cord cancer.

Swelling, feeling of weakness, pain, and so forth are symptoms associated with peripheral nerve tumors.

Neuro cancer diagnosis and treatment

Imaging techniques including CT, MRI, PET/CT scans are used for diagnosis.

The foremost technique of tackling neuro cancers is surgery. Tumors of the brain, spinal cord and peripheral nerves are surgically removed. A thorough histological diagnosis can be achieved of the tumor, as a result of this surgical intervention. Further, physical removal of the tumor also relieves the affected person of the cancer symptoms. The surgery also paves the way for a brisk recovery. The surgery can be followed by other treatment methods such as chemotherapy, and radiotherapy.

Any person affected with neuro cancer becomes eligible for neuro cancer treatment. But, early detection of neuro cancer helps annihilate the disease entirely. Tumors of the brain, spinal cord, or the peripheral nerves need immediate treatment, and if they are left untreated they can become life threatening at a later date. With advancements in technology, neuro cancer treatment has become significantly safe and manageable. Further, the treatment time, and thereby the required days of stay in the hospital has been considerably reduced.

Advanced cancer hospitals use numerous top-notch techniques in the treatment of neuro cancers including stem cell therapy, cerebral micro dialysis, and so forth. Advanced cancer hospitals have the required technology to conduct microneurosurgery, neuro surgery using navigation, neuro surgery that is guided by endoscopy, neuro surgery that is guided by imagery, and so forth.

Further, advanced cancer hospitals are also equipped with advanced top-notch operation theaters that are designed to handle neuro cancer cases, they also have advanced neuro ICUs and other associated infrastructure that helps a neuro cancer patient recover in a safe and monitored environment.

Dr. Priya Rajendran,

Manager - Queries,

International Patient Care Services,

Global Hospitals,

Bangalore, Karnataka,

INDIA.

Mobile: +919902866331,

email id: drpriya.raj@globalhospitalsindia.com

If you are on the lookout for a cost-effective and reliable cancer treatment option, then cancer treatment at Global Cancer Institute, India would be a perfect choice. Global Cancer Institute treats cancer in an organ specific way; they thus have dedicated teams who are dedicated to handle cancers affecting particular organs only. Global Cancer Institute is equipped with the TrueBeam Stx Linear Accelerator; this machine has made it possible to attack cancer cells with highly focused strong doses of radiation while ensuring that the healthy cells in the vicinity remain unaffected by the radiation. Attacking cancer cells present on organs that move during respiration is the specialty of this advanced machine. This machine has reduced cancer treatment to a daycare affair. To know more about the costs and the types of treatment available, you could write to Dr. Priya Rajendran at drpriya.raj@globalhospitalsindia.com.

Treatment costs at Global Cancer Institute costs a tenth of what it would cost to undergo the same treatment in US.

To understand more about the breakthrough researches and treatments the Global Group of Hospitals are carrying out on a daily basis you could visit [http://www.globalhospitalsindia.com/]

Article Source: https://EzineArticles.com/expert/Dr_Priya_Rajendran/1441736
http://EzineArticles.com/?Cancer-Treatment---Organ-Specific-Cancer-Treatments&id=7350752

Can You Claim ???

Can You Claim for the Cost of Future Treatment?

Can You Claim for the Cost of Future Treatment?
By Katie Marie Elizabeth Robinson

In this article, we will be looking at claiming for future losses when you bring a claim for clinical negligence of personal injury. In particular the cost of future treatment and how you would go about claiming for such a loss, considering that it may not have happened yet.

If you have been injured through clinical negligence, such as a broken limb not being treated properly, or through an accident that was caused by someone else's negligence, such as a car accident, then there is a high probability that you will require further medical treatment in order to get yourself back to full health, or as close to full health as possible depending on the severity of your injury.

That medical treatment can take months or even years to be complete, and there is always a chance that there will be long-term medical care for the foreseeable future, such as check-up every six months with a specialist for the rest of your life.

Claims for future treatment do not always have to be life-long treatment. It can be a one-off future operation or a one-off batch of physiotherapy, etc. This kind of claim is more common in claims where the injured person is under the age of 18 and has to wait until they are physically mature before the full extent of the negative effects of their injury is known. Or they have to wait until they are physically mature to get the most benefit from any treatment.

However these claims are not limited to children, they can happen in a variety of situations, such as when you have to wait for your injury to fully heal before you know the extent of any future treatment needed.

Fortunately, if you can prove that this future treatment is something that you now require solely because of the accident or negligence that you have suffered, then you will be able to make a claim for the cost of future treatment part of your claim for financial compensation.

What Makes Up A Claim For Future Treatment?

A claim for future treatment will be made up of multiple elements. There will be the claim for the treatment itself, usually claimed at the private rate. So the cost of the treatment if you purchased it from a private treating doctor or surgeon.

There will also be a claim for the voluntary care that you will need from friends and family after you have the treatment. For example, if your future treatment is an operation of some kind that will have you off of your feet for some weeks and your friends or family members will be providing you with care and assistance during your recovery period, then their time can be claimed.

There can also be a future travel expense claim; then you can claim the mileage you will travel or the rail fares etc.

There can also be a future loss of earnings claim if you stand to lose out on your wages due to you needing to take time off to undergo the future treatment. Although if you would receive sick pay for the time off, then you will not have suffered a loss and cannot claim for loss of earnings.

How Do You Make A Claim For Future Treatment?

You will find out if you need future medical treatment either from your treating doctors of the medical expert you use to value your injury. If your treating doctors have informed you that you will most likely need future treatment, you should make sure to bring this up with your independent medical expert when they see you before producing their report. Then they can give their opinion on any future treatment you may need. This will also act as evidence of you needing the treatment.

Your medical expert will also be able to provide estimates as to how much such treatment will cost at the private rate, which will help your solicitor value your claim. If your medical expert is unable to do this, then either you or your solicitor can make enquiries and get quotes from local services.

What If You Need The Treatment Now?

If your future medical treatment can go ahead now, and you have the medical expert on the side stating you need this future treatment, and you have quotes for how much this will cost then you can approach the Defendants now to see if they will provide the funds for this treatment.

Although, it is very unlikely that the Defendant will provide funding for this treatment if they deny liability for your injury. This is because they are stating that, in clinical negligence claims, the treatment you received from their doctor was in no way negligent; or in personal injury claims, the accident was not caused by their negligence, so why would they pay for your treatment. If this is the situation, then you can either request the cost of future treatment be considered in any potential settlement, or you can raise it as part of your special damages (financial losses) claim when you take your claim to court.

Conclusion

You should now have a basic understanding of how to bringing a claim for future treatment, why you would bring such a claim, what these claims are made up of and how you go about proving you require future treatment.

Considering bringing a claim yourself? Check out the link below and pick up a step-by-step guide!

http://www.lawcat.uk

Article Source: https://EzineArticles.com/expert/Katie_Marie_Elizabeth_Robinson/2312837
http://EzineArticles.com/?Can-You-Claim-for-the-Cost-of-Future-Treatment?&id=9894883

Covid19 time ? Online CNA Classes

Online CNA Classes - Advantages and Disadvantages

Online CNA Classes - Advantages and Disadvantages
By Subodh Maheshwari

A certified nursing aide is a direct patient care worker, who provides daily routine cares to long-term care patients with chronic illness, injuries and disabilities, and assist them with activities of daily livings (ADL) such as bathing, feeding, grooming, toileting, dressing, walking and more. CNAs gain necessary acumen and skills to serve the residents through the state-approved Nurse Aide Training Program. The training program is specifically developed by the different state's health departments in order to train nurse aides in direct patient care. The OBRA-87 legislation also mandates nurse aides to complete a CNA training program, and pass the competency examination to be eligible to work in approved, and licensed facilities.

The nursing students can complete their CNA training programs in different ways. They can enroll in a technical institute, vocational school, community college, trade school, long-term care facility, American Red Cross Class, or Online CNA Classes for their nursing assistant education. Although, both online and regular CNA classes are appropriate for nursing education, there are still certain differences between the traditional and online classes.

Regular classes Vs Online Classes

  1. Regular CNA programs are campus based schools and colleges. The theoretical instructions and clinical hands-on experience are provided through the classrooms and long-term care facilities respectively. The classes are run at a fixed- time schedule, day, evening or night, and at a permanent location. The ratio of students and teachers are fixed for both the classroom education and clinical training. The physical presence of the instructors and students throughout the training period allow face-to-face discourse and interaction with each other.

  2. Online CNA Classes are internet based training programs and conducted online through a computer with a Broad Band connection. There is no fixed-time schedule for attending the classes. The classes are open 24 x 7 days. The students from any part of the world can attend the training programs at their free leisurely hours, any time, day or night. The students and teachers ratio are also not fixed, and there is also no location problem because any number of students from any corner of the world can attend online classes through a computer.

Although, both Regular and online classes are popular among the nursing students, the attraction toward online classes is increasing day-by-day. The basic reasons for the wider acceptance of online nursing assistant classes among the student population can be summed up as follows:

  1. The flexible time schedules of online classes are most ideal for working professionals, people with a tight work schedule or family commitments because they can attend online classes at their free hours, without disturbing their busy schedules.
  2. The students staying in faraway and distant places, and not able to attend campus based programs due to distance and location problems can easily attend internet CNA education through a computer.
  3. The course curriculum of both regular and online nurse aide classes is same.
  4. Internet classes are open 24 x 7 x 365 days. Nursing students just have to browse the training provider's online site anytime, day or night to attend the classes.
  5. Online instructions are provided through notes, videos, images and assignments.

Online CNA Classes Disadvantages

Online CNA Classes are also, not without any cons. There are also certain disadvantages of Internet classes including the students lack physical interactions with their teachers, and they are not aware of online lectures and instructions quality. Majority internet classes do not provide clinical training arrangements. The students will have to arrange clinical hands-on experience on their own in a local hospital, or long-term care facility. Many states do not approve and recognize online nursing classes, and only certify these graduating students with a certification who successfully complete their trainings through approved schools and colleges. Many online training providers are fake and enrolling and attending these phony classes may waste your training costs and valuable time.

The only solution for overcoming these shortcomings is to verify online classes, find out their accreditation and credential, lectures quality, and clinical training arrangements. Applicants can read different online CNA classes reviews on Internet fir its authentication and discuss the quality of the classes on online forums. They can also find out about these classes through the past nursing assistant students who may have completed online CNA classes.

You can also visit nurse aide online classes [http://www.topcnaclasses.com/cna-guide/online-cna-classes/] for information such as online nurse aide classes course, admission requirements, and ways to find the best online.

Article Source: https://EzineArticles.com/expert/Subodh_Maheshwari/660046
http://EzineArticles.com/?Online-CNA-Classes---Advantages-and-Disadvantages&id=7863014

Saving Money On Gas ???????

The Ultimate Guide To Saving Money On Gas

The Ultimate Guide To Saving Money On Gas
By Matt Mason

No matter how good your cash flow plan is, "uncontrollable" gas prices can hit you when you least expect it. Today we will go through some ways to get back at "The Mann" and maybe even by the end of this article, you will be gung ho about getting gas!

When I was young, I used to always be so fascinated by gas prices and how they would jump up and down. I always wondered... why is that? I realize that crude oil prices fluctuate and since gas is made from crude oil, then the price of gas must fluctuate also. But what is interesting, is that there are a lot of different things besides gas that are made from or with crude oil. Some of those things are plastics (which leech into our foods and the filtered water in bottled water), mineral oils (found in most lotions), petroleum (Chapstick, Carmex etc etc), gasoline... oops, I mean Vaseline, table salt (that's why it ain't "Sea Salt" and causes high blood pressure) and more. So I wonder why the price of these things don't fluctuate hardly at all (especially when the price of crude oil soars).

Anyway, whatever the reason, it really doesn't matter. Gas prices are something that we can't control, but we can definitely control ourselves. So without further adieu, let's get into some of the ways that you can save money on gas. I will this newsletter down into 3 categories (Pumping Gas, On Road and Off Road).

Pumping Gas

Fill It Up - If possible, fill your tank up all the way. Try to avoid $10 here and $10 there because with each trip you make to the gas station you are wasting gas, even if you are doing it on the way to somewhere else!

Find The Right Place - If you are traveling, try not to fill up at service stations that are visible from the main highways. Their prices tend to be higher. They know that most people who stop in won't be in a position to compare prices and in some cases are desperate. A better thing to do would be to take a city exit and look somewhere within the city. There is normally a lot more competition there and you will, in most cases, get lower prices.

Find The Right Time - The time of day that you fill up your gas tank does make a difference. It is best to fill up your tank early in the morning or late at night (preferably in the morning). This is because the ground is cooler. Gas station's storage tanks are below ground. Cooler ground = dense gas. Hotter ground = expanded (more vaporized) gas. You get more gas for your gas in the morning.

Also, if you see a gas truck pumping gas into the storage tanks when you stop to buy gas, don't buy any gas. The gas is probably being stirred up as it is being pumped in and you may pick up some dirt that will eventually settle to the bottom.

Be Patient - Speaking of vapors, when you pump your gas, always make sure you use the lowest setting. The faster you pump, the more of the gas becomes vapor and goes right back into the hose. For this same reason, you will always want to fill up your tank when it is no lower than half full. The more air that is occupying the gas tank, the more room for the gas to evaporate.

On Road

Warm Up Quickly - Stay away from long warm ups. Your car, even in cold weather, doesn't need to warm up 5-10 minutes. A couple of minutes is plenty time to get the circulation going in your car. After that you are wasting gas.

Turn Off Your Car - Keep your car off as much as possible. When you idle you get zero miles per gallon. Yes, it takes gas to turn on a car but only about 20-30 seconds worth of idling. If you are at a railroad track or waiting in line at the emissions, then you can turn your car off and save money. Another way that you can save money is to go inside restaurants rather than going through the drive throughs (where you have to idle a lot). The more you idle, especially with the A/C on, the more gas you waste.

Drive Steady - Try not to slow down and speed up. Driving at a consistent speed saves you money. If you can, use cruise control. Every time you accelerate, you use gas. Stay a safe distance behind the car in front of you while driving so that you won't have to slow down and speed up as much. If you do have to stop (such as for a light), take off slowly. That fast acceleration will burn more gas.

Never rest your left foot on the brake. That extra pressure can cause drag that will waste gas and will wear down your brakes faster.

Stay Away From Heavy Traffic - Because of the things I just mentioned, a traffic jam is the enemy. If you are normally stuck in a traffic jam after work, then maybe you can find something to do in the area until the traffic dies down, if feasible. You won't lose as much time as you may think (even though you may leave 30 minutes later), and you may cut 15-20 minutes off your travel time.

Use A/C Efficiently - Use your A/C when you are driving at higher speeds. Open your windows when driving at lower speeds. When you open your windows, it increases drag and lowers your fuel efficiency, but not that much at lower speeds (35-40 mph). At lower speeds your A/C will burn more fuel, but at higher speeds the drag will burn more.

Off Road

Stay Cool - Always try to park in the shade. If you can't, then park your car so the gas tank is pointing away from direct sunlight. When your car heats up, so does your gas tank. Gasoline will evaporate right out of your tank regardless of the weather. You will also need less A/C to cool off once you get back in the car, if you do this.

Keep Your Cap Tight - Keep that gas cap tight. Make sure that it has a seal in it and that it is keeping those gas vapors in while keeping the air out. Get another gas cap if the one you have doesn't fit tightly.

Pack Light - If you have ever had a car packed full of people and luggage, then you know that it makes a big difference when trying to accelerate! The less weight you have in your car the less fuel you use. You want your car to float like a butterfly and sting like a bee. Get as much junk out of your trunk (and back seat) as possible. Only carry what you need. But... Don't throw your kids out!

Pump It Up - Keep your tires inflated! Inflate them to the specified level. This will reduce the contact area of your tire on the road and keep friction down. You can lose up to 6% in gas mileage for every pound of under inflation, so check your tires regularly.

Use The Right Tires - If you use snow tires, take them off in the summer. Deeper treads cause more friction and cuts down on fuel efficiency.

Keep Your Car Tuned Up - A sluggish engine wastes gas. Replace your air filter when needed. You can look in your owners manual to find out how often you should do this. It's not expensive at all and in most cases is very easy to do yourself. This saves more gas than you know.

Sick and tired of making monthly debt payments?

Check out this great information getting out of debt. Learn these tips on the best way to get out of debt [http://freeyourmindonline.net/best-way-to-get-out-of-debt.html].

If you are looking towards creating a cash flow plan, check out this personal finance software [http://freeyourmindonline.net/resources/personal-finance-budgeting.html] and take control of your finances today!

Article Source: https://EzineArticles.com/expert/Matt_Mason/140330
http://EzineArticles.com/?The-Ultimate-Guide-To-Saving-Money-On-Gas&id=6376885

International Money Transfers ???????

Learn More About International Money Transfers

Learn More About International Money Transfers
By Aman Tumukur Khanna

There are so many tasks that have been made simpler and more effective with the advent of technology and the World Wide Web, shrinking the world and making it a more connected one. Remote connectivity is a term now more often used within closed spaces rather than referring to a place far, far away.

One of them involving people and finances is International Money Transfer. Also known as Wire Transfer, Telegraphic Transfer or Online Transfer, it is the most convenient, quick and secure method of money or funds transfer from one account to another account overseas. This is used for several purposes, domestic as well as commercial. In a domestic form, it can be used to send money to a family member or a friend in another country; in a commercial sense, it can be used to purchase goods, make payments for bills or pay advances for a holiday or vacation or any other purpose. However there are specific amount limits and rules governing such money transactions; if these laws are not adhered to, the transaction may not take place. Such laws have been put in place to prevent money laundering and other illegal activities concerning movement of funds for illegal and unlawful purposes.

In simple terms, money transfer allows money to travel from state to state or from one country to another country through banking and financial companies.

Basic requirements to arrange money transfers

There are some necessary requirements for international money transfers; these procedures may vary in stages from country to country but by and large, they are standard norms.

1. Proof of identification - The person arranging the money transfer through a bank or company has to produce identification proof. International money transfers require a photo id; usually a facsimile of a certified copy of the photo id is sent to the bank. If the id is not current or invalid for some reason, the money will not be transferred.

2. Amount limits - Location transfers allow some relaxation if money is sent or received in person but for online transfers there are regulations for the amount of money transferred in a single transaction or on any given day. Multiple transactions are possible if they are needed; these also control money laundering to some extent.

3. Transfer fees - By law the bank or company transferring the money is given the right to charge a service fee for the transaction; this fee varies from bank to bank and also on the type of service provided.

Online money transfers

This option helps the sender transfer the money using the Internet. The sender is required to create an account after which the money can be transferred. However, the receiver of the money transfer is required to collect the money in person after establishing his or her identity through documentation proof because this is a requirement for verification. The details and records of senders and receivers of such transactions are kept on record by the company and each transfer is controlled through a 'money transfer control number'.

Credit or Wire Transfer

This is another method of 'electronic funds transfer' from one person to another person using bank accounts of the sender and receiver. Different operators of wire transfer systems provide various options; these are relative to the volume of the transfer as well as the purpose it is intended for. RTGS or 'real time gross settlement' is known to be the quickest way of funds transfer because it is 'real time' or immediate and irrevocable transfer of funds. The faster transfer method allows less time for fluctuations in currency while in transit enabling sender and receiver to gain the benefit of value and volume of funds.

To know more about top 10 money transfer or evermoney, please check our website.

Article Source: https://EzineArticles.com/expert/Aman_Tumukur_Khanna/1972047
http://EzineArticles.com/?Learn-More-About-International-Money-Transfers&id=8934038

Photo Recovery Software ???????

Top 6 Free Photo Recovery Software to Get Your Lost Photos Back

Top 6 Free Photo Recovery Software to Get Your Lost Photos Back
By Coco Qiu

Digital camera is quite popular now. In digital camera, all photos are stored in a small clip of memory card. This small clip is easily to be damaged logically or physically. Once damage happens, it will lose some or all the photos in it. About going CRAZY? Fortunately, most of the time we can restore these lost photos. And below I will introduce you some FREE photo recovery software which would help a lot for getting back lost photos. Notice that recovery software can only be helpful when the lost is not caused by physical damage.

1. Geeksnerds Digital Photo Recovery Software

Free recovery tool can recovers digital image files from hard disk drives, flash drives and other storage devices supporting FAT file system. It supports BMP, PNG, JPG, JPEG, GIF and Tif images and provides options for searching in Sub-folders. The best thing of it is that user can stop the process at any time of scanning process and recover the desired files, which saves lots of time.

However, this software can only recover digital image files lost due to accidental deletion.

2. AnyFound Photo Recovery

AnyFound Free Recovery Software supports recovery of photos, images, pictures and snap shots photographs by accidentally deleted, lost or missed from Windows hard disk partitions and removable storage devices.

Basically, Anyfound Photo Recovery is a good free photo recovery software. One of the weak points is that it can only recover image files. If you have some video in your camera, you can do nothing about it.

3. ArtPlus Digital Photo Recovery

Free Art Plus Digital Recovery tool can help you recover lost images from corrupted or accidentally formatted digital camera memory cards. And this program can read all memory cards currently available on the market.

4. Smart Image Recovery

Free Smart Image Recovery tool is an image recovery tool for deleted images restoration (jpg, gif, png) from any devices. The software is able to recover graphics even a drive was formatted or you re-write some files.

It supports OS Windows NT/XP/Vista/Windows® 7 as well.

5. PicaJet Photo Recovery

Free PicaJet Recovery helps you to recover deleted or formatted images from almost any type of media cards (just like MemoryStick, CompactFlash, SecureDigital, MicroDrive, MemoryStick, etc.) used by digital cameras.

6. MjM Free photo data recovery software

This free recovery software will only recover jpg photographs from formatted memory cards, deleted photos or corrupt memory cards. It is unable to recover photos from memory cards that are not recognized by windows as a device.

I believe that these free recovery software can be helpful. And when these software can't help you get a desirable recovery result, you need to use a cost software. The price of most cost photo recovery software is at a range from $39 to $129. I personally recommend Wondershare Photo Recovery which has a lowest price $29 and is now on discount of only $19.

A cost recovery tool like Wondershare Photo Recovery is simple to use. It can support recovery for comprehensive picture formats from any device. And it can not only recover lost photos but also lost videos in your camera. When users are using a free demo, they can scan to preview the recoverable images and only perform purchase when they think the recovery result is satisfying.

I know photos are really important to many persons and I understand how frustrating when you accidentally lost them. Hope that with all these excellent free recovery software, everyone can find the precious memory back!

This author is a student in Winston Collage who has great interests in System Security and regularly writes for Wondershare Data Recovery and Wondershare Photo Recovery [http://www.data-recovery-utilities.com/photo-recovery/#172].

Article Source: https://EzineArticles.com/expert/Coco_Qiu/452584
http://EzineArticles.com/?Top-6-Free-Photo-Recovery-Software-to-Get-Your-Lost-Photos-Back&id=3353482

Trading Psychology Lesson ?????

Trading Psychology Lesson - Impulse Trading

Trading Psychology Lesson - Impulse Trading
By Carl Capolingua

  • In this article we're going to investigate the concept of good and bad trades.
  • We'll note that good trades are a result of making 'good trading decisions' but alas may still have 'bad outcomes'.
  • Conversely, bad trades are a result of making 'bad decisions' and on occasion may actually result in 'good outcomes'.
  • The trader's best weapon in breaking the mould of most novices who lose wads of cash in the market is to focus only on making good trades, and worrying less about good or bad outcomes.

In our Workshops we attempt to deliver students strategies which help identify the best trades to suit particular and personal trading specifications. We have a number of trading strategies which can be used to reap rewards from the stock market, with each strategy using a particular structure or 'setup' to formulate a smart trade. Most traders however don't have such a structure, and as a result, too often succumb to the dreaded 'impulse trade'.

This is a largely overlooked concept in investing literature and refers to an unstructured, non-method, or non-setup trade.

Succumbing to Spontaneity

We've all been there!

You look at a chart, suddenly see the price move in one direction or the other, or the charts might form a short-term pattern, and we jump in before considering risk/return, other open positions, or a number of the other key factors we need to think about before entering a trade.

Other times, it can feel like we place the trade on automatic pilot. You might even find yourself staring at a newly opened position thinking "Did I just place that?"

All of these terms can be summed up in one form - the impulse trade.

Impulse trades are bad because they are executed without proper analysis or method. Successful investors have a particular trading method or style which serves them well, and the impulse trade is one which is done outside of this usual method. It is a bad trading decision which causes a bad trade.

But why would a trader suddenly and spontaneously break their tried-and-true trading formula with an impulse trade? Surely this doesn't happen too often? Well, unfortunately this occurs all the time - even though these transactions fly in the face of reason and learned trading behaviours.

Even the most experienced traders have succumbed to the impulse trade, so if you've done it yourself don't feel too bad!

How it Happens

If it makes no sense, why do traders succumb to the impulse trade? As is usual with most bad investing decisions, there's quite a bit of complex psychology behind it.

In a nutshell, traders often succumb to the impulse trade when they've been holding onto bad trades for too long, hoping against all reason that things will 'come good'. The situation is exacerbated when a trader knowingly - indeed, willingly - places an impulse trade, and then has to deal with additional baggage when it incurs a loss.

One of the first psychological factors at play in the impulse trade is, unsurprisingly, risk.

Contrary to popular belief, risk is not necessarily a bad thing. Risk is simply an unavoidable part of playing the markets: there is always risk involved in trades - even the best structured transactions. However, in smart trading, a structure is in place prior to a transaction to accommodate risk. That is, risk is factored into the setup so the risk of loss is accepted as a percentage of expected outcomes. When a loss occurs in these situations, it is not because of a bad/impulse trade, nor a trading psychology problem - but simply the result of adverse market conditions for the trading system.

Impulse trades, on the other hand, occur when risk isn't factored into the decision.

Risk and Fear

The psychology behind taking an impulse trade is simple: the investor takes a risk because they are driven by fear. There is always fear of losing money when one plays the market. The difference between a good and a bad trader is that the former is able to manage their fears and reduce their risk.

An impulse trade occurs when the trader abandons risk because they're afraid of missing out on what looks like a particularly 'winning' trade. This impulse emotion often causes the investor to break with their usual formula and throw their money into the market in the hope of 'not missing out on a potential win'. However, the impulse trade is never a smart one - it's a bad one.

If the trader identifies a potential opportunity and spontaneously decides they must have the trade - and then calms down and uses good strategy to implement the transaction - then this is no longer an impulse trade. However, it the trader disregards a set-up trigger or any form of method in making the trade, they've thrown caution to the wind and have implemented a bad trade.

Result of the Impulse Trade

Impulse trades typically end in one of three ways:

  1. The ill-conceived impulse trade results in a loss (odds-on outcome!)
  2. The impulse trade results in a loss, but subsequently becomes the trigger of a valid setup. The trader ignores the setup for the sake of their previous loss and misses out on the next win.
  3. The impulse trade that actually wins. Occasionally an impulse trade will work out in the trader's favour. This is sheer luck!

From another viewpoint, however, a winning impulse trade is bad luck because it reinforces the taking of a bad trade simply due to a good outcome.

One winning impulse trade will spur on more and under the right market conditions some of these may also have good outcomes. It's a natural tendency for traders to focus on winning outcomes - regardless of the quality of the decisions which caused them.

This is a particularly dangerous situation for traders as all of their negative trading traits (which would usually cause losses in normal market conditions) are being reinforced.

As one would expect however, more often than not, bad trades made from bad trading decisions will result in losses. When the market eventually 'rights itself' and the aberration which allowed some bad trades to have good outcomes disappears, the trader is left confused as to what constitutes a successful approach, and is undoubtedly nursing big losses.

The trader has failed to focus on the quality of the trading decision, but rather than the quality of the outcome. In this way the impulse trade is little more than gambling, because gambling is based on pure chance whereas good trading is based on calculation and reason. There is risk inherent in both trading and gambling, but in the former, risk is accommodated and is simply an expected outcome in an overall proven winning strategy.

One must remember at all times that trading psychology is an incredibly important part of setting up a winning trading career.

If one doesn't remain calm, a few winning impulse trades are going to be outweighed by the eventual losing impulse trades, and cause a whole bundle of trading psychology issues down the track.

Curing the Impulse Trade Urge

So, how does one know that they're at risk of an impulse trade, i.e. how does one stop the problem before it develops?

If you're feeling panicky about your portfolio or a potential trade, that's the first sign. Stress will push you into the region of 'unreason', and you'll be more susceptible to making a bad, impulse decision.

If you think you might be at risk of making an impulse trade, ask yourself these questions:

  • Do you feel that you are rushing to get into a trade in case you 'miss' it?
  • Are you basing whether to take this trade or not on a prior trade, either missing that trade or it being a loss?
  • Do you feel sick or nervous just before, or just after you've entered a trade?
  • Have you focused on making a good trading decision, that is, are you following your trading methodology?

If the answer is 'yes' to the first three questions, and 'no' to the last question, then you are very likely making an impulse trade.

Don't panic

As in all trading psychology problems, there is one solution - don't panic. Of course, quelling panic isn't easy. Remember that panic comes when a fixation causes a situation to seem direr than it actually is.

The best way to avoid panic and indecision is to always trade based upon a proven trading plan which clearly defines the conditions by which you enter and exit the market, and perhaps more importantly, how much of your capital you are going to risk on each trade.

Any sense of disappointment which comes with a losing trade is therefore the result of adverse conditions in the market for the traders trading system - not the trader. When this is the case, you should not ascribe self-blame and create a massive trading psychology complex.

You have to remember that not all trades will win and that when you lose money using a proven system, you shouldn't panic. When you've lost money on an unstructured, impulse trade however, it is time to start looking at your trading psychology mindset.

In both cases stay away from panic or it will control your next move.

Trading Psychology is a key part of out Workshops. We'll teach you the common pitfalls which catch out novice traders and give you the mindset to take your trading to the next level.

Carl has delivered presentations on trading and investing to over 20,000 people throughout Australia and New Zealand and has helped countless clients to improve their trading outcomes. He also writes the long running and popular 'Terms of Trade' column in the finance section of Melbourne's Saturday Herald Sun newspaper.

Carl is currently the Head of Education at Australian Stock Report. Carl and his team teach technical analysis, money management, and trading psychology to intimate classes in a live trading environment. These workshops utilise strategies designed to take advantage of trading opportunities on all asset classes including equities, FX, commodities and indices.

Click to find a Workshop near you or sign up to a FREE trial of Australian Stock Report.

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How ?? Futures Trading !!!!

Futures Trading - Is It For You?

Futures Trading - Is It For You?
By Barbara A Cohen

What is the Futures Market and why would anyone want to trade it?

Wikipedia's response is: A Futures Market is a financial exchange where people can trade Futures Contracts.Well, what is a Futures Contract? A Futures Contract is a legally binding agreement to buy specified quantities of commodities or financial instruments at a specified price with delivery set at a specified time in the future.

It is important to emphasize the word Contract. The first important difference between the Futures Market and, say, the Stock Market is that the Futures Market trades contracts, not shares of stock. You are not buying and selling a share (or piece) of a company. A Futures Contract is an agreement between investors to trade a specific quantity of a commodity or financial instrument, for example, gallons of gas or tons of wheat.

It is fairly simple to see how commodities work. An airline, for example, agrees to purchase 100,000 gallons of fuel for their planes at the current market price, but does not take delivery until sometime in the future.

That was why Southwest Airlines made money when the price of fuel was $140/barrel and other airlines had none. They had negotiated Futures Contracts with several oil companies years earlier when the price of oil was less expensive, and waited for delivery until 2007-2008. When the price of oil is cheap again, they'll be buying Futures Contracts for delivery in 2011/2012.

That's all well and good, you say, but that's not really using a trading system with trading strategies, that negotiating.

For every Futures Contract, there is a degree of risk. Futures Contracts leverage risk against the value of the underlying asset.

Southwest acquired risk. If the price of crude fell below the price they paid, they paid more than they had to. Simultaneously, they reduced risk because they thought that the price of oil would go higher than their contract price. In their case, the leverage was profitable.

Now look at the oil companies. They reduced risk, believing crude oil prices would fall below the contract price they negotiated with Southwest. They acquired risk because the price of oil rose higher than the contract (thereby losing additional revenue they could have earned). In this case, their leverage was not as good as it might have been.

Here's where you stop and say, I'm not Southwest Airlines. I'm an individual day trader. I don't want to buy 100,000 gallons of crude. How can I trade Futures?

The Chicago Mercantile Exchange (CME), where the majority of Futures contracts are traded, realized that individual investors want to trade Futures just like major institutions; individual traders want to leverage their risk as well. They also understand that small investors will not risk millions of dollars on gallons of gas contracts or tons of wheat. Therefore, the CME decided to create an investment environment that would entice individual investors to trade Futures.

Remember, as small investor, you have lots of exchanges available to you for your trading day. You can invest in large cap stocks on the NYSE, tech stocks with the NASDAQ, ETFs - AMEX, and options at the CBOT. To entice investors to trade Futures, the CME created an exchange that made other exchanges pale in comparison.

First off, the CME created emini Futures designed specifically for individual investors. The e in emini means that they are traded electronically. You'll have a trading platform right on your desktop where your trades go to the CME. The mini means that the contract is a smaller version of the exact same contract that the larger institutions trade.

The most popular CME emini is the S&P500. This contract is based upon the S&P500 index that represents the top 500 stocks in the NYSE. The S&P500 index is price-weighted, so some of the stocks have more weight or "importance" than others. (larger companies can move the value of the index higher or lower).

And you believed that trading Futures was just for commodities like corn, wheat, rice, crude oil.

Imagine for a moment that you could trade all the top 500 stocks at the same time. That would leverage risk. If one or two stocks did no perform well that afternoon, you would still have 498 other stocks to trade. No need to pick any specific stock. No reason to spend hours and hours doing research on stocks either. Why? Because you are trading all of them. Of course, it would cost a fortune to be able to trade 500 stocks at one time. Well, buying and selling S&P500 emini Futures Contracts is just like trading all 500 stocks at once, for a fraction of the cost.

How did the CME entice a day trader to trade emini Futures? Look at the advantages of trading emini Futures Contracts. You'll see why many professional day traders gave up other exchanges...

1) The S&P500 emini contract is very liquid, meaning that it has lots of volume, and lots of action. Lots of volume means you can enter and exit quickly, in as little as 1 second. When trading first began in 1997, this contract's trading volume averaged 7,000 contracts / day. Today, it is not uncommon to see 3-4 million contracts daily.

2) This a a completely electronic environment. The CME does not have Market Makers who could refuse to fill your trade like the NYSE. The CME book is FIFO, first in first out. That makes trading on the CME a level playing field for all investors, no matter if you are trading 1 contract or 100.

3) Commission for emini Futures is based upon a Round Trip instead of in-and-out.

4) The distinction between the Bid price (the highest price that a buyer will pay for a contract) and the Ask price (the lowest price that a seller will sell a contract for) is just one Tick on the CME. (The minimum price movement is known as a Tick. The S&P500 trades in 25 cent increments. 1 Tick = 25 cents. 4 ticks = 1 point. Pay out is a bit different... if you gain 1 tick in your trade, the reward is $12.50, with 4 ticks = $50. Compare a 1 tick - Bid / Ask difference without Market Makers with trading NYSE securities where the difference between the Bid and Ask can be significant, especially if quoted by a Market Maker who makes his living on the spread difference.)

5) Trading emini's means that you are only watching 1 chart, the same chart, every day, day in and day out. Wouldn't you become a really hot trader if you only had to watch 1 chart? Stock traders usually watch a basket of stocks at once, flipping charts back and forth for fear of missing some price action.

6) Basically, there is no research to do every evening. Remember, you are trading all "500 stocks" at the same time. You don't need to research this stock and that stock, worrying about pre-announcements, whisper numbers, quarterly reporting, and accounting minefields.

7) Option traders must be able to correctly trade 4 conditions in order to have consistent trading success: underlying price, strike price, volatility, and time decay. Option traders may be right and yet lose on their trade because time was not their friend and the option expired worthless before they could make a profit. Futures traders are only concerned about 2 conditions: an advancing market or a declining market. Time decay is not a problem for Futures traders.

8) Margin rates are favorable to Futures traders. You can trade 1 S&P500 e-mini contract for just $400 / contract on margin. To trade stocks, at a minimum you would need to buy a lot of 100 shares. An average stock is $25/share, or $2500 to get in the door. Here's a major difference. The SEC defines a day trade as a transaction that opened and closed within the same trading day. A "pattern day trader" is any trader who executes 4 or more trades within a 5 day period. To by an NYSE day trader, you must open and have in your brokerage account at least $25,000 (or your account will be frozen for 90 days should you be caught day trading). Day trading Futures has no such restrictions. A brokerage account requires far less capital. Most Futures brokers allow you to open an account with just $2,500. This opens the trading Market to even small investors.

9) You can be a day trader with futures and trade them "long" (expecting the contracts to go up). But you can trade futures short (expecting the contracts to go down). There are bans put on short selling stocks that are less than $5. There are no restrictions on short selling Futures Contracts. Why? These are contracts, not shares of stock. As a day trader, you want to take full advantage of the Market's volatility. If you cannot short, then half of trading is lost to you. If you have to wait until the Market swings back up in order to enter a trade, then on the trading days when the Market is down 200 points, that might be a long wait.

10) If you are trading with an IRA or 401k account, when you exit a trade, you don't have to wait for the trade to "settle" before you use that same money for the next trade. One second after you exit your current Futures trade, that same money is available to you for another trade. With stock trading, when you exit a trade, you may wait as long as 3 days for your money to settle before you can trade with that money again.

11) Because this is Futures trading, rules originally intended for commodities also apply to e-mini Futures. There is a 60/40 split on taxes: 60% of your trade is long term (15% tax bracket) and 40% of your trade is short term (28% tax bracket). Compare this to stocks...hold a stock less than 1 year, it is a short term trade. You must hold the stock for over a year to qualify for long term capital gains. With Futures, your trading is broken down by the 60/40 rule, even if your average trade is 2 minutes or less. At the end of the year, your Futures broker sends you a 1099-b, a 1 liner, a net number of all your trading, not each individual trade. Say you made $50,000. The 1099-b will show $50,000, that is all. Now you claim $30,000 as long term capital gains and $20,000 as short term (60/40 split). Doing your taxes is so much easier as well. Your broker gives you the net entry, not each trade. You make just 1 entry on your tax return. If you trade stocks, you must enter every trade. If you are a day trader and trade multiple stocks, it may take hours to enter all the transactions. With Futures trading, you are done in a snap.

12) Futures trade just about every day, round the clock, 24/6. The only day you cannot trade Futures is Saturday. Many stocks cannot trade off hours, and if they do, it is very light trading. The S&P500 e-mini is traded all over the world. Depending upon the time of day, there is heavy trading on the e-mini. For example, at 2:00am EST, the Japanese trade the e-mini. At 4:00am EST, the Europeans trade the e-mini. If you have insomnia, e-mini trading is definitely for you.

13) Unlike stocks that trade across multiple exchanges and have different Bid/Ask prices, there is just 1 exchange/1 price for e-mini Futures and that is on the CME. That means for e-mini Futures contracts, there is only one price the posted price.

14) Your fills are guaranteed. If you are in a trade and the e-mini price goes through your offer, you get filled. This can be a problem for smaller Forex traders. You may be in a trade waiting to exit with an offer to sell. The Forex contract goes right by your price and you don't get filled. Then you read in fine print on your Forex Brokers contract they do not guarantee fills. The CME Clearing House acts as the guarantor to each of its clearing members, thus ensuring the integrity of trades.

15) When contracts expire on the 3rd Friday of the contract month, futures contracts do not expire worthless. You roll your money over to the new contract, unlike Options that expire worthless.

Barbara Cohen [http://www.shadowtraders.com] CIO, [http://www.shadowtraders.com], and professional day trader, specializes in teaching students how they can be trading futures with their own trading system and trading strategies. Ms. Cohen has helped hundreds of traders achieve their goals trading. Find out if trading futures is for you by attending one of Ms. Cohen's Free Webinars. Check out my Futures Trading Articles. For more information, call 866-617-2037 today.

Article Source: https://EzineArticles.com/expert/Barbara_A_Cohen/1036505
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How Claim ????

How to File an Insurance Claim - Early Bird Gets the Worm

How to File an Insurance Claim - Early Bird Gets the Worm
By George Halfkenny

Most homeowners want to know how to file an insurance claim successfully. Filing an Insurance Claim with minimum hassle is the goal of most property owners. Well to that end, it is important for everyone to be sure they cooperate with authorities (Police, Fire, Emergency Services, etc) and follow all policies and directions provided. During emergency situations, your main goal has to be the safety of you and your family, but this does not mean procrastinating on your Insurance Claim. You have to get your Insurance Claim Submitted as quickly as possible.

Emergency situations like tornadoes, hurricanes and fire damage claims make Insurance Companies cringe. Why? Because when the word "emergency" and "insured loss" are used in the same sentence, it usually means they will be spending money. Plus, they will have to hire additional Insurance Adjusters to handle claims and explain to homeowners how to file insurance claims.

When is the last time "smoke billowing out of the hood of your car" was a cheap or affordable repair? In my case, this would be never. Emergencies do not happen often, but when they do occur they are usually expensive. Emergencies make us all cringe because these are the times when we must increase our expenses to cover the unforeseen situation.

For a second, I want you to think about a tornado emergency like Christmas (In July). It sounds silly, but imagine the Insurance Company as 'Mom and Dad' and the homeowner as the 'Kids'. If you are having a difficult time with this example, just imagine 8 kids that all go to a nice private school, and 2, Mike and Missy, that are in an alternative Art School and are enrolled in the Finance Program for extra credits. Last semester they did a research paper on "How to File an Insurance Claim" and earned extra time to paint, which is their true passion.

So it is May 29th and Mom and Dad (the Insurance Company) are starting to think about the season. They know it is around the corner and want to make sure that on Christmas morning, everyone feels they were treated fairly, even Mike and Missy (who swore going to the Art School would count as all Birthday and Christmas gifts for the year.) So they start talking about the Christmas forecast and determine that it should be a calm season, everyone's expectations are in line with what they want...no big expenditures. With a nice, lean budget in mind they relax and look forward to a mellow and peaceful summer with the kids.

Mom and Dad work for a big Financial Firm and June is a busy month for them. As they deal with closing the books, they are unable to find time to go shopping for the kids. Mom has been working on a new best seller "How to File an Insurance Claim for Funny Folks". As the end of June approaches, they look forward to July and know they will be able to find time to get all the shop for the kids done.

June is done and July is here. Actually, it is not just July, it is July 10th and our Tornado Emergency has hit. Mom and Dad (Insurance Companies) are scrambling to figure out whats on everyone's Christmas Wish List (what damages were done) and settle (claims) what can be settled quickly.

Time is ticking and Mom is rushing out to the mall looking for a hockey stick for Joe. It is affordable, it will make him happy, and it is the only thing he wanted so she figured she would start there and get it out of the way fast. While at the mall, she calls Dad and proclaims that she has figured out gifts for 5 of the kids.

If she buys these gifts, they will exceed their budget. The upside is they will have 6 kids squared away and only have 4 more to buy for. Dad asks "Which kids? Who are the gifts for?" Mom runs through the list quickly "Missy, Jimmy, Joe, Joan, and Mark). Dad is concerned about spending so much on Missy and Mark because the other kids might feel jilted. Everyone knows they are paying double the tuition for the "Art School" and that is a big drain on the family account, but he says OK. (Important note: Mark, Missy and Joe know how to File Insurance Claims)

Mom buys the gifts and knows the kids will be happy. No complaints.

As she is strolling through the mall, Karin her youngest, calls and proclaims that a famous rock star will be coming to town next month. (Note: Karin also knows how to file insurance claims) The local radio station is giving away tickets to callers every hour. Karin and her friend are wondering when she will be home so they can use her phone. Mom says about an hour and they end their call.

Eureka! One more kid down! Karin is getting tickets to the concert, whether she likes it or not! In a hot mess, she heads down to the Concert Ticket Window to buy tickets for Karin and her friend. Mom does not bother calling Dad, she knows he will be stressed about sending their 13 year old to the concert, so she makes the decision herself.

Got kids? Got Tickets? $350 Poorer? That s how mom felt after draining the Charge Card. This was no rosy commercial. Christmas (The Tornado) is draining the family coffer and fast. Mom wonders if Karin took the chance to take advantage of the situation and trick her into buying the tickets. No time to think about it now, done is done.

When Mom got home, she showed Dad all the gifts she had bought. They looked at the receipts and gasped. Dad does not seem as upset about Karin going to the concert, but he is mad that mom spent so much. Thoughts of all the remaining stuff to be done this Season made their butt cheeks pucker.

  • 3 More Kids to buy for
  • A turkey
  • The Office Holiday Party

Gifts (Settlements) for 7 of the 10 kids are complete. Hopefully those kids will remain happy. After much deliberation, they decided to better review and properly examine the gifts and expenses that remain. (Note: In our example: these kids do not know how to file insurance claims) Over the next 10 days they shop around and find, skates for Brenda ($25), a Painting Kit for Sally ($45) and a Royal Blue Fuzzy Hat for George ($3.) P.S. - George asked for the Fuzzy Hat in Black last year....so I am sure he will love it:-)

Moral of the Story: Early Bird Gets the Worm. Know how to file insurance claims and get your claim in early.

During an emergency, the large Insurance Companies, Emergency Services, and other Service Agencies are caught in a mad rush to get the situation under control quickly. All Homeowner are in need of insurance claims help and rushing to submit homeowner insurance claims. In the beginning, everyone is working to insure people are safe and the rebuilding is started immediately. As the situation unfolds, in our case a Tornado named Christmas, more processes and procedures are put in place that slow the flow of money. New rules for how to file an insurance claim are implemented. Systems are developed to minimize the insurance claim problems and possible insurance claim fraud that plagued the earlier days. The short story is...the Early Bird Gets the Worm, experiences less hassle, but the early bird needs to be informed, prepared and on top of their claim.

If homeowners start thinking about their Insurance Claims like the Holiday season, they will realize that getting things done as soon as possible is critical. It is important to get your claim in EARLY & PROMPTLY, but you must know the type of claim and nature of your loss before you submit your claim. Is your loss covered by YOUR Policy? What documentation will the Insurance Company need? When will you be paid? How do you make sure your claim is handled quickly?

The answer to these questions is very important and determines when and how your claim will be handled. Learn how to file insurance claims so you do things the right way. When filling out forms, make sure you have the details correct, as mistakes or inconsistencies may cause your claim to be denied or delayed. Confirm everything is correct before you submit your claim.

Before filing home insurance claims, you must understand the type of claim you are submitting. Homeowners insurance provides protection for you, but only for the losses described in your Insurance as a home owner insurance policy. Home Insurance can save you and your family from the monetary loss experienced with the damage or loss of your home, and your valuables inside it. There is a wide array of home insurance policies. Nonetheless, it is important to know that Insurance Policies vary from state-to-state and provider-to-provider.

As an Insurance Consumer it is important to understand the Insurance Claim Process. Know the different directions your claim can go from the moment you submit your claim will help save you time and maximize your settlement amount. If you are searching for answers on How to File Insurance Claims, Insurance Claim Advice or need Insurance Claim Help, the information you need is hear. Gain access to tools, resources, and information that will empower you to handle your claim successfully.

George (Georgina-Tina) Halfkenny [http://theinsuranceclaimspecialists.com/toolkit] is a licensed Public Insurance Adjuster in Florida, Colorado, Georgia, West Virginia, Tennessee, and South Carolina and North Carolina. She is an active Insurance Consumer Advocate and regularly writes articles to help homeowners dealing with Insurance Claims. She designed The Insurance Claim Specialists [http://theinsuranceclaimspecialists.com/toolkit] site to share her experience and knowledge with Homeowners dealing with Insurance Claims. The Insurance Claim Specialists site showcases the best tools, forms, resources and information for those dealing with a Home Insurance Claims. Visit George's site to use the free Claim Analyzer, access valuable forms and learn how to file insurance claims. Gain the answers you need to take control of your Home Insurance Claim and settle your claim for it's maximum value.

Article Source: https://EzineArticles.com/expert/George_Halfkenny/532539
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