Monday, May 24, 2021
Saving Money On Gas ???????
The Ultimate Guide To Saving Money On Gas
By Matt Mason
No matter how good your cash flow plan is, "uncontrollable" gas prices can hit you when you least expect it. Today we will go through some ways to get back at "The Mann" and maybe even by the end of this article, you will be gung ho about getting gas!
When I was young, I used to always be so fascinated by gas prices and how they would jump up and down. I always wondered... why is that? I realize that crude oil prices fluctuate and since gas is made from crude oil, then the price of gas must fluctuate also. But what is interesting, is that there are a lot of different things besides gas that are made from or with crude oil. Some of those things are plastics (which leech into our foods and the filtered water in bottled water), mineral oils (found in most lotions), petroleum (Chapstick, Carmex etc etc), gasoline... oops, I mean Vaseline, table salt (that's why it ain't "Sea Salt" and causes high blood pressure) and more. So I wonder why the price of these things don't fluctuate hardly at all (especially when the price of crude oil soars).
Anyway, whatever the reason, it really doesn't matter. Gas prices are something that we can't control, but we can definitely control ourselves. So without further adieu, let's get into some of the ways that you can save money on gas. I will this newsletter down into 3 categories (Pumping Gas, On Road and Off Road).
Pumping Gas
Fill It Up - If possible, fill your tank up all the way. Try to avoid $10 here and $10 there because with each trip you make to the gas station you are wasting gas, even if you are doing it on the way to somewhere else!
Find The Right Place - If you are traveling, try not to fill up at service stations that are visible from the main highways. Their prices tend to be higher. They know that most people who stop in won't be in a position to compare prices and in some cases are desperate. A better thing to do would be to take a city exit and look somewhere within the city. There is normally a lot more competition there and you will, in most cases, get lower prices.
Find The Right Time - The time of day that you fill up your gas tank does make a difference. It is best to fill up your tank early in the morning or late at night (preferably in the morning). This is because the ground is cooler. Gas station's storage tanks are below ground. Cooler ground = dense gas. Hotter ground = expanded (more vaporized) gas. You get more gas for your gas in the morning.
Also, if you see a gas truck pumping gas into the storage tanks when you stop to buy gas, don't buy any gas. The gas is probably being stirred up as it is being pumped in and you may pick up some dirt that will eventually settle to the bottom.
Be Patient - Speaking of vapors, when you pump your gas, always make sure you use the lowest setting. The faster you pump, the more of the gas becomes vapor and goes right back into the hose. For this same reason, you will always want to fill up your tank when it is no lower than half full. The more air that is occupying the gas tank, the more room for the gas to evaporate.
On Road
Warm Up Quickly - Stay away from long warm ups. Your car, even in cold weather, doesn't need to warm up 5-10 minutes. A couple of minutes is plenty time to get the circulation going in your car. After that you are wasting gas.
Turn Off Your Car - Keep your car off as much as possible. When you idle you get zero miles per gallon. Yes, it takes gas to turn on a car but only about 20-30 seconds worth of idling. If you are at a railroad track or waiting in line at the emissions, then you can turn your car off and save money. Another way that you can save money is to go inside restaurants rather than going through the drive throughs (where you have to idle a lot). The more you idle, especially with the A/C on, the more gas you waste.
Drive Steady - Try not to slow down and speed up. Driving at a consistent speed saves you money. If you can, use cruise control. Every time you accelerate, you use gas. Stay a safe distance behind the car in front of you while driving so that you won't have to slow down and speed up as much. If you do have to stop (such as for a light), take off slowly. That fast acceleration will burn more gas.
Never rest your left foot on the brake. That extra pressure can cause drag that will waste gas and will wear down your brakes faster.
Stay Away From Heavy Traffic - Because of the things I just mentioned, a traffic jam is the enemy. If you are normally stuck in a traffic jam after work, then maybe you can find something to do in the area until the traffic dies down, if feasible. You won't lose as much time as you may think (even though you may leave 30 minutes later), and you may cut 15-20 minutes off your travel time.
Use A/C Efficiently - Use your A/C when you are driving at higher speeds. Open your windows when driving at lower speeds. When you open your windows, it increases drag and lowers your fuel efficiency, but not that much at lower speeds (35-40 mph). At lower speeds your A/C will burn more fuel, but at higher speeds the drag will burn more.
Off Road
Stay Cool - Always try to park in the shade. If you can't, then park your car so the gas tank is pointing away from direct sunlight. When your car heats up, so does your gas tank. Gasoline will evaporate right out of your tank regardless of the weather. You will also need less A/C to cool off once you get back in the car, if you do this.
Keep Your Cap Tight - Keep that gas cap tight. Make sure that it has a seal in it and that it is keeping those gas vapors in while keeping the air out. Get another gas cap if the one you have doesn't fit tightly.
Pack Light - If you have ever had a car packed full of people and luggage, then you know that it makes a big difference when trying to accelerate! The less weight you have in your car the less fuel you use. You want your car to float like a butterfly and sting like a bee. Get as much junk out of your trunk (and back seat) as possible. Only carry what you need. But... Don't throw your kids out!
Pump It Up - Keep your tires inflated! Inflate them to the specified level. This will reduce the contact area of your tire on the road and keep friction down. You can lose up to 6% in gas mileage for every pound of under inflation, so check your tires regularly.
Use The Right Tires - If you use snow tires, take them off in the summer. Deeper treads cause more friction and cuts down on fuel efficiency.
Keep Your Car Tuned Up - A sluggish engine wastes gas. Replace your air filter when needed. You can look in your owners manual to find out how often you should do this. It's not expensive at all and in most cases is very easy to do yourself. This saves more gas than you know.
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Article Source: https://EzineArticles.com/expert/Matt_Mason/140330
http://EzineArticles.com/?The-Ultimate-Guide-To-Saving-Money-On-Gas&id=6376885
International Money Transfers ???????
Learn More About International Money Transfers
By Aman Tumukur Khanna
There are so many tasks that have been made simpler and more effective with the advent of technology and the World Wide Web, shrinking the world and making it a more connected one. Remote connectivity is a term now more often used within closed spaces rather than referring to a place far, far away.
One of them involving people and finances is International Money Transfer. Also known as Wire Transfer, Telegraphic Transfer or Online Transfer, it is the most convenient, quick and secure method of money or funds transfer from one account to another account overseas. This is used for several purposes, domestic as well as commercial. In a domestic form, it can be used to send money to a family member or a friend in another country; in a commercial sense, it can be used to purchase goods, make payments for bills or pay advances for a holiday or vacation or any other purpose. However there are specific amount limits and rules governing such money transactions; if these laws are not adhered to, the transaction may not take place. Such laws have been put in place to prevent money laundering and other illegal activities concerning movement of funds for illegal and unlawful purposes.
In simple terms, money transfer allows money to travel from state to state or from one country to another country through banking and financial companies.
Basic requirements to arrange money transfers
There are some necessary requirements for international money transfers; these procedures may vary in stages from country to country but by and large, they are standard norms.
1. Proof of identification - The person arranging the money transfer through a bank or company has to produce identification proof. International money transfers require a photo id; usually a facsimile of a certified copy of the photo id is sent to the bank. If the id is not current or invalid for some reason, the money will not be transferred.
2. Amount limits - Location transfers allow some relaxation if money is sent or received in person but for online transfers there are regulations for the amount of money transferred in a single transaction or on any given day. Multiple transactions are possible if they are needed; these also control money laundering to some extent.
3. Transfer fees - By law the bank or company transferring the money is given the right to charge a service fee for the transaction; this fee varies from bank to bank and also on the type of service provided.
Online money transfers
This option helps the sender transfer the money using the Internet. The sender is required to create an account after which the money can be transferred. However, the receiver of the money transfer is required to collect the money in person after establishing his or her identity through documentation proof because this is a requirement for verification. The details and records of senders and receivers of such transactions are kept on record by the company and each transfer is controlled through a 'money transfer control number'.
Credit or Wire Transfer
This is another method of 'electronic funds transfer' from one person to another person using bank accounts of the sender and receiver. Different operators of wire transfer systems provide various options; these are relative to the volume of the transfer as well as the purpose it is intended for. RTGS or 'real time gross settlement' is known to be the quickest way of funds transfer because it is 'real time' or immediate and irrevocable transfer of funds. The faster transfer method allows less time for fluctuations in currency while in transit enabling sender and receiver to gain the benefit of value and volume of funds.
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Article Source: https://EzineArticles.com/expert/Aman_Tumukur_Khanna/1972047
http://EzineArticles.com/?Learn-More-About-International-Money-Transfers&id=8934038